Money, Money, Money – 1 Week on

so a week has passed and how have I got on?

I’ve not done too badly, I don’t think. I brought my shopping online from Sainsbury’s, paid half of my bills through direct debit and just waiting for the rest to come out in the next few days.

I haven’t really spent much money this week. Spent a weekend in Mid-Wales which the Mr, paid mostly for. we went for  drink in the pub which was paid for in cash.

We did spend £60 on fuel driving to and from and around Wales. so this coming week I’m thinking of being a skimpy on my fuel and trying to walk more.

But in terms of impulse buys I haven’t really made any.

So plan for this week.

Plan our meal’s for the week,
Walk more rather than using the car,
continue building our change jar.

 

More in a week.

xx

 

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Money, Money, Money

I am terrible for spending money on my card. I deliberately don’t own a credit card or even have an overdraft on my debit card. That’s how bad I can be.

But I am terrible for checking my balance and then buying stuff using that useful bit of plastic.

However the problem with that is simply that I don’t know how much is on my card at any one time. your balance conflicts with things that are coming out, things gone out and things coming into your account.

so I plan to stop using my card!
all my bills are direct debit or paid by card where direct debit is too much hassle (for example: our council where setting up a direct debit in order to pay our council tax seems like too hard a task for most of the staff there – trust me I have tried about three times to set up direct debit and each time we get a final reminder letter saying we haven’t paid)

but I also put diesel in my car using my card
I buy my food shopping using my card
I buy clothes and make-up using my card

the list is endless. so the plan from now on is too spend only on my card what needs to come out by card. the rest is done by cash.

Therefore I can only spend what I physically have on me.
I will (should) always know how much is in my account at all times.

I am also going to put any spare change at the end of the day into a coffee jar which I have washed out.
I hope this money can be used for things like catching public transport or that extra loaf of bread or milk we need midweek.

I’ll update in a week to let you know how I am going on.

What things do you do to save money?

Soap and Glory Shower Cream

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This my dears is my must have shower cream. It retails in boots for £6.00. *I’ll wait while you all say in chorus “she’s gone mad” “she’s off her rocker” or “that doesn’t sound very thrifty”*
But stick with me on this.

For starters, this shower cream smells divine which is enough to convince me anyday Not only that but it is also a built in moisteriser. Bonus if like me you’re too lazy *Ahem* I mean don’t have the time to sit around rubbing lotion into your entire body.

I have noticed that my skin feels softer after using this and have had plenty of comments on the smell. It’s not tested on animals but rather willing volunteers of the human species.

Plus it lasts for ages. I have gone through 2 bottles in the last year. So while you think I may be mad because I like to break the bank and have a little luxury when I’m in the shower. Just remember that every month this costs me £1. And just to put this into perspective for you, I do shower every single day. I would must rather buy this knowing it will last and knowing it works for my skin than spending £2 quid every week buying a cheaper variety which runs out quickly.

Personally I have scoured the shops looking for a shower gel that not only saves me time, but smells nice and lasts long enough to make it worthwhile buying.

On top of that, there are other products in the range with the same scent such as perfume and body lotion so if like me you smelling like you have just walked out of a soap factory with all the contrasting smells of your shampoo, deodorant, shower gel, body lotion and perfume. Then this is the product for you. (assuming you buy the others in the range too)

x

p.s: and how can you not love the design of the label?

*This is not a sponsored post*